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Kristen McDanielKristen McDaniel

Kristen McDaniel

(636) 279-0486
kristen@stlexpert.com
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ENERGY COSTS NOW IN FOCUS SO DO YOUR CODE WORK!

Topic Summary: Did you know that the average U.S. home spends $2,175 on utility costs per year? That’s over $180 per month! A recent survey indicated that 86% of consumers wanted to know average energy costs they would have to pay before they move into a new home. What follows are some resources that will […]

Posted in: Around Town, Real Estate News Tagged: buyer, buyers market, changes, condition, estate, expert, first, first time buyer, for sale, forecast, foreclosure, home, housing, investment, lewis, real, real estate, st louis, watch

Get a Firm Grip on our Rate by

Rates are a major consideration when you’re shopping for a mortgage. After all, you want to find the best one available. You also want to be sure that you are not only able to handle the monthly payments now, but also throughout the life of the loan. Click link for full article

Posted in: investment, Market Watch, Mortgage Watch Tagged: buyers market, condition, first time buyer, forecast, great mortgage rate, investment, jim hurley, lewis, market, missouri, mo, mortgage, real estate loan rate, Saint Louis Homes for sale, saint louis mortgage rates, saint louis real estate, st louis homes for sale, st louis real estate, St Louis relocation, st.

Green Gifting Ideas That Save Year Round

If you are not into giving a neck tie or gift cards this year, think about these two nifty presents. First up- what $50 investment can you make that can possibly pay you back in one month? Investigate a programmable thermostat! For home owners it’s hard to save money on energy costs if you don’t […]

Posted in: investment, Just For Fun Tagged: buyer, buyers market, changes, condition, discount, estate, expert, first, first time buyer, for sale, forecast, investment, jim hurley, louis, market, missouri, mo, Quick Links, real estate, saint, st louis, st louis homes for sale, value, watch

S.1944 A bill to create jobs

Washington Watch- Going Down To The Wire Update: Last week it looked like the extension of the payroll tax cut from 2011 was sure to pass Congress. It’s worth about $1000-$1500 to the average taxpayer.  Now there are competing bills and the usual beltway bickering back and forth as to who is on the side […]

Posted in: investment, Practical Matters, Uncategorized Tagged: buyer, buyers market, changes, condition, discount, estate, expert, first, first time buyer, forecast, home, investment, jim hurley, lewis, louis, market, missouri, mo, Quick Links, saint, st louis, st louis homes for sale, st., tax credit, value, watch

These days adjustable rate mortgages (ARMs) are a good deal!

Call to ARMs “Forget the subprime mess. These days adjustable rate mortgages (ARMs) are a good deal,” reports Ashela Ebeling, Financial Reporter for Forbes magazine, especially for certain well-off home buyers looking to purchase or home owners wanting to refinance. Many borrowers who purchased houses with ARMs during the subprime boom got hooked into using […]

Posted in: investment, Mortgage Watch, Real Estate News, Uncategorized Tagged: buyers market, first time buyer, forecast, housing, housing forecast, market, missouri, mo, mortgage, program, rate, real, real estate, realtor, st louis, st louis home value, st louis real estate, st louis real estate loan

Title Insurance and Hazard Insurance

Title and Hazard Insurance. Covering your assets. Of course there are many types of insurance and we primarily discuss homeowners/hazard insurance and title insurance during a real estate transaction. Both of these types of insurance should be addressed in the Residential Sale Contract. The contract provides that the purchase is conditioned upon the buyer’s ability […]

Posted in: Practical Matters, Transaction Information Tagged: buyers market, closing on a home, first time buyer, first time buyer information regarding title insurance, hazard insurance, home title and hazzard insurance, home title insurance, real estate closing, st louis homes for sale, st louis real estate insurance, st louis title insurance, title insurance for homes

“10% Jump in September Existing-Home Sales”

10% Jump in September Existing-Home Sales
Existing-home sales rose again in September, affirming that a sales recovery has begun, according to the National Association of REALTORS®.

Posted in: Market Watch, Real Estate News Tagged: 10% increase, buyers market, existing home sales, homes for sale, real estate, st louis

How to Recognize a Buyers Market

Are you on the search for a new home? Are you a first-time home buyer ready to enter the market? Then a buyers market is right where you want to be!

Posted in: Market Watch Tagged: buyers market, enter the market, first time buyer, new home, st louis real estate

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(636) 279-0486
kristen@stlexpert.com

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