Your name may be on the deed, but that doesn’t necessarily mean the public can’t use part of your land. Many properties have easements, which means someone has the legal right to use part of the land. An example is when one homeowner cannot access his property unless he crosses a neighbor’s driveway. Generally, easements […]
Get the BEST Mortgage.
We are pleased that you are using kristen-mcdaniel.findingstlouishomes.com as your St. Louis area real estate resource whether you are interested in buying, selling or just looking. We appreciate your visits, comments, and questions. One of the most important considerations when buying real estate is the mortgage. There are many things to know and a trusted […]
Know Your Score!
Mortgage companies are stressing to us daily that they have money to lend. Interest rates are at historically low levels. Housing costs are at the lowest levels in years. With a good credit score you have the ability to take advantage of a terrific buying opportunity. In today’s market your credit score is more important […]
Building Inspections – Know Your Home…
Get to know your new home. Nearly all residential sale contracts provide for the purchaser to conduct inspection(s) of the property before finalizing the purchase. The Standard St. Louis Residential Sale contract provides for a building inspection contingency for the buyer of the property. This is one of the most important sections of the contract […]
Title Insurance and Hazard Insurance
Title and Hazard Insurance. Covering your assets. Of course there are many types of insurance and we primarily discuss homeowners/hazard insurance and title insurance during a real estate transaction. Both of these types of insurance should be addressed in the Residential Sale Contract. The contract provides that the purchase is conditioned upon the buyer’s ability […]
Included and Excluded Items with Home Purchase.
Inclusions and Exclusions: Usually only the sale contract provides for what is included and excluded in the sale of the property so there is no confusion by either party. For example a buyer might think that the central vacuum attachments, fountains, and garage door openers are included with the property. A seller on the other […]
