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Kristen McDaniel

(636) 279-0486
kristen@stlexpert.com
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2012 Property Tax Bill – Time To Challenge It!

If your home’s value has dropped you may want to investigate a property tax appeal. Here is a new service you might want to check out that will arm you with evidence. Also found with the Full Article Link, are other resources to take on the tax assessor!  

Posted in: Practical Matters, Real Estate Tax, St. Louis and Area Real Estate News Tagged: Real Estate Tax Appeal, Real Estate Tax Assessor, Real Estate Tax Bill, st louis, St Louis Real Estate Tax Appeal, St Louis Tax Appeal

Find Properties Fast Fast Fast!

We know that after you do your first property search and see how easy it is, you will continue to come back for all your real estate needs and information.to kristen-mcdaniel.findingstlouishomes.com.  No matter if you are just simply curious, or months or years from purchasing that new home or business.  Expert REALTORS offers our website […]

Posted in: Hot Properties, Market Watch, Open House by Area, Practical Matters, St. Louis and Area Homes For Sale, St. Louis and Area Neighborhoods, St. Louis and Area Real Estate News Tagged: Expert Realtor, first time buyer, for sale, forecast, foreclosure, home insurance, home sales, relocate to st louis, South St Louis Homes, St Louis buyer market, St Louis homes, st louis homes for sale, St Louis MLS homes, st louis real estate, st louis real estate loan, St Louis relocation

Get the BEST Mortgage.

We are pleased that you are using kristen-mcdaniel.findingstlouishomes.com as your St. Louis area real estate resource whether you are interested in buying, selling or just looking. We appreciate your visits, comments, and questions. One of the most important considerations when buying real estate is the mortgage. There are many things to know and a trusted […]

Posted in: investment, Mortgage Watch, Practical Matters, Transaction Information Tagged: best home mortgage, best mortgage st louis, first time buyer loan, home loan st louis, mortgage center, mortgage resources st louis, st louis mortgage, st louis real estate, st louis real realtor, St Louis relocation

Know Your Score!

Mortgage companies are stressing to us daily that they have money to lend. Interest rates are at historically low levels. Housing costs are at the lowest levels in years. With a good credit score you have the ability to take advantage of a terrific buying opportunity. In today’s market your credit score is more important […]

Posted in: investment, Practical Matters, Transaction Information Tagged: Credit Score, credit score to buy a home, first time buyer, lowest interest rate, mortgage credit score, st louis home buyer, St Louis homes, st louis real estate, st louis realtor, St Louis relocation

Building Inspections – Know Your Home…

Get to know your new home. Nearly all residential sale contracts provide for the purchaser to conduct inspection(s) of the property before finalizing the purchase. The Standard St. Louis Residential Sale contract provides for a building inspection contingency for the buyer of the property. This is one of the most important sections of the contract […]

Posted in: Practical Matters, Transaction Information Tagged: as is property st louis, building inspecion contingency, home defects st louis, inpection of home, professional building inspection, real estate building inspection, st louis homes for sale, st louis real estate

Title Insurance and Hazard Insurance

Title and Hazard Insurance. Covering your assets. Of course there are many types of insurance and we primarily discuss homeowners/hazard insurance and title insurance during a real estate transaction. Both of these types of insurance should be addressed in the Residential Sale Contract. The contract provides that the purchase is conditioned upon the buyer’s ability […]

Posted in: Practical Matters, Transaction Information Tagged: buyers market, closing on a home, first time buyer, first time buyer information regarding title insurance, hazard insurance, home title and hazzard insurance, home title insurance, real estate closing, st louis homes for sale, st louis real estate insurance, st louis title insurance, title insurance for homes

Know Who is Working for You!

Who is working for YOU? Most people believe that the agent they are working with is working for them but that may not be the case.  There are a variety of working relationships provided by the Missouri Real Estate Commission and they are required to be disclosed to you.  The licensee is required to make […]

Posted in: Practical Matters Tagged: buyer agency in missouri, first time buyer, first time home buyer st louis, real estate, seller agency in missouri, st louis buyer agency, St Louis buyer market, st louis real estate, st louis real estate brokerage, st louis real estte agent working for you, st louis realtor work for you, who works for you

Making an Offer on a Short Sale? What You Need to Know

If a home is being sold for below what the current seller owes on the property—and the seller does not have other funds to make up the difference at closing—the sale is considered a short sale.

Posted in: investment, Market Watch, Practical Matters Tagged: as-is, contingencies, home, mortgage, real estate, repair, short sale, terms

Selling Your Home for Less Than You Owe

The bank will discount the note allowing the seller to negotiate a price lower than the balance of the loan.

Posted in: Practical Matters Tagged: alternatives, discount, financial, foreclosure, hardship, mortgage, short sale

Stop Double Taxation

In Missouri we (www.yesstosavehomes.com) are asking the taxpayer to vote yes to amend the constitution to prohibit such taxation.

Posted in: investment, Market Watch, Practical Matters, Real Estate News Tagged: missouri, real estate, stop double taxation, taxes, transfer, vote yes

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